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Current Account Products
 


Current Account Products

- Hasal On-Line Salary Empowerment A/C (Hosea)
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High Class Current Account (Hica)
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Hasal Current Account (Haca)
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Hasal Online Salary Empowerment Account (HOSEA)
This account also serves as a salary account. It is designed to suite organizations need
for automated payroll management. It gives the employee and employer opportunities to
positively influence work and life.

Features
Salary Account
COT Free
Automatic overdraft facility of up to 25% of monthly salary
Personal loans of up to 25% of annualized net monthly salary

Benefit
Easy to start and operate
Access to uncollaterized loan
Access to ATM cards which can be used anywhere in the country


Hasal High Class Current Account (HICA)
This is a hybrid of the current account and corporate account. It is for individuals,
Corporations amongst others who want a convenient account at minimal operational cost.

Features
Minimum opening balance of N100,000.00
Daily balance of N100,000.00
Zero COT
Less than N100,000.00 daily balance attracts COT charges
Benefit
Easy to start and operate
Online real time
Internet mobile & telephone banking
Unrestricted access to account anytime, anywhere
Access to financial advisory services
Requirements
Opening a corporate current account
Initial deposit of N250, 000

Hasal Current Account (HACA)
This is normal traditional current account operated everywhere.
Features
Opening balance of N10,000
COT N5/mile
Internet, mobile & telephone banking
Benefit
Easy to sign on
24/7 access to cash
Minimal charges on search
Access to financial advisory services.
Requirements

Account opening form duly completed.
Two specimen signature cards
Two independent and satisfactory referees
Two clear passport-size photographs of each signatory to the account
Photocopy of means of identification of signatories, i.e national ID, driver’s license or international passport – original sighted.
Photocopy of public utility receipt fort he last three months – Tax, PHCN Bills, water bills, telephone bills (original to be sighted)
Residence permit (where applicable)

Corporate Current Account
Requirements
- Account opening form duly completed.
- Two specimen signature cards
- Certificate of Incorporation
- Certified True Copy of memorandum & article of Association
- Certified true copy of Form C02 & C07
- Board Resolution
- Two independent and satisfactory referees
- Two clear passport-size photographs of each signatory to the account
- Photocopy of means of identification of signatories, i.e national ID, driver’s license or international passport – original sighted.
- Photocopy of public utility receipt for the last three months – Tax, PHCN Bills, water bills, telephone bills (original to be sighted)
- Residence permit (where applicable)

 
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