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Savings Products
 
Savings Products

- (Hasusu)
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(Hytsa )
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(Hasanwa)
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(Hasa Account)
- (Hosea)

Hasal Daily Contribution Scheme (HASUSU)
HASUSU account is a daily savings contribution account with Savings and loan features.
It is a daily savings scheme offered in a structured and institutionalized form to provide an
opportunity for capital accumulation and develop savings culture in people at the bottom
of the pyramid.

Features
Minimum opening balance of N500
5% interest per annum
Internet, mobile and telephone banking
Access to micro credits of up to N250, 000 depending on average daily savings amount. Loan amount is 100 time daily saving amount

Benefit
Access to ATM cards which can be used anywhere in the country
Flexible savings plan to accommodate unique income patterns
Free and convenient cash collection service

Requirements
Two clear passport size photographs
Duly completed HASUSU Account Opening Form
Photocopy of means of identification (original sighted)
Minimum opening balance of N500

High Yield Target Savings A/C (HYTSA)
HYTSA is an account that allows several savings plans to accommodate various diverse
and complex means of capital accumulation for project execution. It allows a customer to
deposit agreed amounts periodically until a specified amount is accumulated towards the
Project.

Features
Minimum opening balance of N10,000
Interest rate as high as 2.5% depending on savings plan
Internet, Mobile and telephone banking

Benefit
Grants access to Project Finance Opportunities
Amount saved qualifies as equity contribution Project Financing loan
Flexible and convenient cash collection

Requirements
Two passport photograph
Duly completed Account Opening Form
means of identification
minimum opening balance of N1000

Hasal New World Account (HASANWA)
HASANWA is a children’s savings plan that allows parents to save for the education and
future of their children. This account will encourage parents to save for their children
present and future needs, thus cultivating a savings habit that would grow into large
deposits which will be readily available to their children once the need arises.

Features
Uniform interest rate at 2.5%p.a.
Minimum opening balance of N1000
Save for One (1) year without withdrawal and earn interest increment of 0.5% annually
50% of a year’s saving may be granted as loan should the need arise
Benefit
Automatic invitation to annual party for account holders
Participation in raffle draws
Standing order on parents account for funds to be transferred to wards account (Weekly, Monthly, Quarterly or Annually)
Internet, Mobile and Telephone Banking.

Requirements
Access to ATM cards which can be used anywhere in the country
Duly completed HASANWA Account Opening Form
Age qualification is within the range of 0-12 years.
Initial deposit of N5,000
Minimum balance of N10, 000. Flexible withdrawal
SO’s (Standing Order) for school fees payment

Hasal Savings A/C (HASA ACCOUNT)
This account provides the opportunity for us to touch the lives of all. This account is easy
to open and operate and has features benefits that are unique.

Features
Opening balance of N1,000
Interest rate of 2.5%
Internet, mobile & telephone banking
Access to ATM cards which can be used anywhere in the country

Benefit
Easy to sign on
Competitive interest rate
24/7 access to cash
Opportunity to be part of raffle draws

Requirements
Minimum opening balance of N1, 000
Two clear passport size photographs
Photocopy of means of identification
duly completed Account Opening Form

 
 
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